• International Insurance Blog

  • Wednesday, May 16, 2012

This is a question that troubles many people. There is a kind of hesitation in using a credit card or checking account details online. Obviously, so much news about identity theft and other cyber-crimes hasn't helped too.

So, locating a good plan is all that some people use websites of international insurance providers for. Now, one needs to understand that the rates available online are not easily available elsewhere.

For all the sites security, privacy and safety of an online customer should be of prime importance. What you as a customer need to look at is -

  1. Enough provisions are in place to make sure that financial information stays private and safe.

  2. The site uses SSL (Secure Socket Layers) to transfer information during processing an order.


SSL encryption of data is considered one of the most advanced layers of security for data transfers on the Internet. As long as you remain in this secure zone throughout the time of the transaction, you have nothing to worry about.

Buy your international travel insurance with confidence. We have removed all hurdles on the way and made sure that you can trust your financial data will be safe while transacting.

Travelex Insurance Services offers several protection plans, like the international travel insurance plans, which provide medical insurance, emergency evacuation, trip cancellation and interruption in addition to providing a comprehensive package of high level security and round the clock assistance. Travelling families find that the Travelex plans offers trouble free, secure plans that are excellent value for money. Now, even your kids under 16 can be covered, with no extra cost, when escorted by an insured adult family member.

Unlike other international travel insurances, Travelex covers certain non-refundable expenses that you may have to pay during trip cancellation or suspension. Though one hopes that planned trips never get cancelled, occasionally they do. In case this happens, international travel insurance plans by Travelex cover the non-refundable expenses that have been paid up front for your trip. While all your reasons cannot be included, a few of them can be included and covered under this insurance for international travel.

Travelex plans provide trip cancellation and trip interruption benefits, iCoverage upto $150 is received, if your traveling broker cancels your trip. These fees are the charges levied by the airline authorities for re-scheduling of your tickets, which otherwise cannot be refunded. Travelex international insurance takes care of f your trip is cancelled/ or interrupted trip due to any of the unforeseen events listed below:

  1. Illness, injury or death of you or your business partner, traveling companion, family member etc
  2. Bad weather, strike or complete termination of services of the common carrier for atleast 48 hours from the date of trip
  3. A terrorist attack in your city of departure or destination within 30 days
  4. Criminal assault of you or your traveling escort within 10 days of leaving or during your trip

Medical bills to cover a sickness or injury that takes place on your trip could be high. With an international travel insurance policy in place, you can rest assured and enjoy your trip without worrying about the financial strain of a medical emergency.

Whether ongoing or cancelled, your trip should always be insured. Isn’t it?

So many people ask this question. When I already have domestic health insurance that covers health care in my native country, what is the point of buying round trip insurance? This is an argument we hear many times. On the face of it, it seems so obvious that many people take it as a given that travel insurance is not really necessary for return journey to one's native country. Since I have health insurance at home, once I am on the flight to my country, I don't need any more additional coverage.

Experts recommend purchasing travel insurance for the entire period of your travel, right up to the point you touch down in your country. Where then, is the disconnect?

Well, here it is. Something that most people forget. In most overseas travels, there is one (or more) stopover(s). A flight from India to the USA will usually stop somewhere in Europe for refueling. Or, you might be boarding a connecting flight from another country. Sometimes there is a waiting period of 8-10 hours in the airport.

Now, any health problem encountered there will obviously not be covered by your domestic medical insurance policy. In other words, you do need travel insurance for your return journey too.
This is a special kind of health insurance designed for the specific needs of missionary or NGO workers and their dependents. It covers such individuals who are on a church mission and would be working in the same country or abroad.

While it might seem that a typical travel insurance might take care of most of their needs, it is usually deficient in doing so. A missionary will be constantly travelling and might be stationed in far-flung and highly inaccessible places. The environmental conditions that they work in are sometimes much harsher than what a business traveler will experience.

It is necessary to keep all these in mind while selecting an insurance policy for them. Emergency medical evacuation, emergency reunion and interruption of trip are some of the benefits that one has to look for in such a policy. These clauses and coverage for them are more important in a missionary insurance policy than in a typical health or travel insurance policy.

The term of the coverage is also important. There are short term travel plans for as less as 5 days, and sometimes plans stretch up to 2 years. A comprehensive policy that takes care of all these needs has to be chosen, an a Missionary Insurance policy delivers on all these fronts.

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International Medical Insurance - Short Term
International Health Insurance - Long Term
Trip Cancellation Insurance

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