• International Insurance Blog

  • Friday, February 03, 2012

With international markets opening up like never before, it is quite common to see people traveling to and from the United States for business in large numbers. Businessmen, especially small entrepreneurs, travel abroad frequently, and sometime with little or no notice.
In this situation, there might not be enough time to apply for and purchase insurance every single time. It is also a bother that busy businesspeople and their secretaries can do without!
If you are one of those entrepreneurs, the solution you are looking for may be the . It offers a very handy frequent traveler option, which allows you to specify a fixed number of days for coverage in a 12-month period, without the need to apply for a new insurance policy every single time, and with the extra benefit of cost savings, because you only pay for the time you are outside the country.
If you are working for a company that is sending you abroad, check international insurance details with your employer. If you have concerns with the level of coverage that your company provides, bring it up. If you’re planning rock climbing when abroad, add the appropriate coverage. With business meetings and contracts to be won, the last thing you want to do is have to worry about your health!
After the “Will You” and the “Yes!!!” wedding planning is on in full swing. But here’s something that’s often missed out even by the most conscientious of wedding planners: short-term medical insurance for the international honeymoon. Yes, your honeymoon fantasy does not include violent throwing up or high temperatures, but short-term international medical insurance just makes common sense. Here are some tips on making the honeymoon worry-free:

1. Do some research and check whether your current insurance covers you in your honeymoon destination, and to what extent. Especially check for emergency evacuation limits and guarantee of payment.

2. Check out your destination. Is it a place where safe drinking water is not an issue? Has the country been in the throes of an infectious disease recently? Decide your international insurance limits based on that. Our company works with reputed international insurance plan administrators to remove concerns over coverage.

Once you’ve decided to get insurance (and you should), compare rates by different companies, but don’t go crazy over it. Remember: You have tons more planning to do! Several online tools for international travel insurance will let you do this from the comfort of your home (or office)! And now, here’s the most important part: Be sure to enjoy your honeymoon!
When people ask me why travel insurance is even necessary, I ask them to just think back to recent newspaper headlines. In just the first six months of 2009, 444 fatalities have been reported in airline disasters. It’s not just about the fatalities, though: Research shows that airline travel insurance is not sufficient in most cases. Makes you think, doesn’t it? It’s not something you want to leave to chance.

Make no mistake: Whether you are travelling short distances (“It’s only L.A. to Mexico”) or longer distances, international travel insurance is a must. While airlines provide basic insurance for travel, it often falls short of optimum insurance.

Check the fine print of the travel insurance that your airline provides. Ask all the questions that seem pertinent, even if they are things that seem like remote possibilities: If the flight is delayed, how will I be compensated? What happens if I’m injured during a stopover? Am I covered? In the unfortunate event of a fatality, will the airline pay for repatriation of remains?
Most often, you’ll find that the airline does not pay for most expenses, and when they do, the compensation is woefully inadequate. Look at insurance for international travel from reputed companies, and make an informed choice.
Little do we know about the life of seafarers who are away from their family for almost 6 months in a year, isn’t it? I sometimes wonder about the nomadic lifestyle of the Marine Captains and Crew Members. Though, they get to travel to a lot of beautiful destinations, it comes with its own unique set of problems. The constant change in the weather, the rains and storms can take a toll on their health. Not to mention the looming threat of being attacked by the modern day pirates.

One would think that professional crew members might find it hard to get adequate medical coverage due to their continuous movement from one country to another. Not really. There are various options - one among them being - Global Crew Medical Insurance - a plan offered by International Medical Group (IMG). It's a complete international health insurance plan designed specifically for marine crew members.

The plan offers lifetime global coverage up to $5,000,000 with two options: coverage around the world or coverage excluding U.S. & Canada. Benefits such as 24 hours accessibility, emergency medical assistance, global healthcare benefits and elimination of the global hindrance of time, currency and language are worth mentioning.

Your war against health problems can readily be taken care of by Global Crew Medical Insurance!

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International Medical Insurance - Short Term
International Health Insurance - Long Term
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