• zInternationalInsurance Blog

  • Thursday, September 09, 2010

I know there are thousands, like me, who enjoy traveling, but restrain themselves when they think about medical help abroad. The number of travelers; students, businessmen, visitors etc are steadily increasing. However, a very few of them are aware about the different types of international insurance plans available worldwide.

Whatever your reason may be to leave the country, go with the security of a good international travel health insurance policy, which will follow you wherever you go. Reside Worldwide Medical Plan is one such plan that covers you at home as well as allows you the privilege to seek medical help anywhere in the world.
The Reside Worldwide Health Insurance is available for any U.S / Non-U.S citizen who is atleast 15 days old and has not crossed the age of 74. However, the insured person must either be outside US or at least plan to leave the US within a month of the policy’s effective date. The plan also offers coverage for the first 2 dependent children under the age of nine if both the parents are covered.

It is your responsibility to retain all records regarding travel history, age and status while traveling. You should be able to provide any documentation to the administrator in the event of any mishap, which I pray should never happen!
Studying abroad is what you may desire to enrich your career. But have you ever thought of making your stay abroad healthy and safe? While you spend thousands of dollars on your academics, an extra dollar spent for international insurance may help you find and pay for superior health care assistance all around the world.

Safely pursuing higher education with good health abroad, is a concern for thousands of U.S. students. Hence, you need to have a perfect international student insurance plan that can offer valuable services abroad. The U.S. Student Abroad health plan is an ideal example of comprehensive and competitive international insurance plan for U.S. students studying abroad.

The U.S. Student Abroad health plan is comprehensive in terms of value and services offered; such as convenient customer service, finding a good doctor, repatriation and medical evacuation, pregnancy coverage etc. It also provides coverage for auto accidents and evacuation..

Every facet of U.S. Student Abroad health insurance plan is designed to meet the needs of a student studying away from home. This insurance plan is a must have for a U.S. graduate or scholar, traveling outside to pursue international education.
Are you one of those who just have to travel to stay alive? Do you believe that sitting in any one place for long will grow roots all around you? Do you just love to be air- or sea-borne at all times? Is business travel across borders an unavoidable part of your work? Well... Here is something for you.

As anyone who travels very frequently would know, every country has it's own share of differences in terms of weather, food, water, etc. which pose a unique set of challenges to one's health. But, obviously that can't be reason enough to stop travelling, isn't it? A mosquito bite here or a seasonal flu there can't stop a traveler.

But, health care expenditure can upset the budgets of the best planned trips. Domestic health insurance is often deficient in taking care of health care in other countries. Your typical traveler's insurance is not really designed for travelers crossing multiple borders on a regular basis. Nor, is it really well-suited for long term travel plans. Unplanned or emergency travel carries the risk of forgetting travel insurance.

In such a time, one needs the added protection of a policy that is long term, covers health care in all the countries that your travels may take you and is comprehensive. After all a mind filled with health care worries is a baggage that is best left behind during travels.
Many travelers all around the world treat travel insurance as a luxury, rather than a necessary part of the travel plan. A long overseas trip (or for that matter, even a smaller one) brings forth lots of things that need to be perfect - tickets, documents, visa(s), (and many more documents if it is a business trip), etc. Somehow, travel insurance gets shoved to the bottom of the priority list.

When on a tour, either for business or pleasure, the last thing you would want to worry about is financial problems in case you need health care. There may be reasons that you may need to seek health care overseas, and the worst position to be in is to find out too late that you should have bought that travel insurance after all.

Health care may be much more costlier overseas. Also, your domestic health insurance may not cover (or be accepted for) your health care expenditure abroad. Citizens of UK and other European countries who have a European Health Insurance Card (EHIC) need to know that the cards are not valid outside Europe. In fact, there may be clauses that make the card invalid in many European member countries too.

Point is, why take a risk when you don't need to. Treat travel insurance as an integral part of your travel plans, and travel with well-deserved peace of mind.

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International Medical Insurance - Short Term
International Health Insurance - Long Term
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