• 30
  Oct
  2009

• Students Dreaming of a Sunny Winter Break

  
  Filed Under: Blogging
  Author: Blog Writer
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Come November, and international students are dreaming of winter break. Many students have already booked tickets, and are looking forward to meeting their cousins/friends/spouses/significant others who live elsewhere in the United States. In all the excitement, students sometimes forget how their international student insurance plan works.

Many college-sponsored plans work only within a specified geographic area. Some plans also have different terms for out-of-network healthcare providers. However, most other plans have a wide network and offer coverage anywhere in the United States. If you are a student, quickly check the coverage with a simple phone call.

Also remember some basic rules when traveling within the United States. While drunk driving may not attract much attention in many countries, U.S. law takes a serious view of the offence. If you are in an accident, and are deemed under the influence of alcohol, your insurance will not pay up.

Some international student insurance plans offer coverage in all countries other than the home country of the student, and if planning a trip to Canada, you may still be covered. Remember to always carry your student ID and your student insurance card with you when traveling.

• 29
  Oct
  2009

• Insurance Helps Missionaries Work in Peace, and War!

  
  Filed Under: Blogging
  Author: Blog Writer
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The recent kidnapping of an Irish priest in the city of Zambaonga in the Phillipines has once again brought into sharp focus the perilous lives of missionaries across the world. It is imperative that all missionaries and aid workers who work outside of their own country are adequately covered by missionary insurance or other insurance when they travel on missions.

Often, missionaries work under stressful and unhygienic conditions, with the threat of violence against them looming large. If you are a missionary, when your ministry offers limited or no insurance, it is in your best interest that you purchase insurance that offers a range of benefits.

Adequate health coverage is on top of the list, as studies show that missionaries are among the highest risk groups for illnesses during trips abroad. Coverage against extraneous circumstances, including accidental death and dismemberment benefits are also advisable. There are several kinds of missionary insurance, as Missionary Insurance Types for a Variety of Benefits details.

Research your destination as much as possible. While it makes sense to take out additional coverage related to kidnappings and other eventualities for a mission to the Philippines, it may not be necessary for a mission to Australia. Try to know more about the health insurance system of the destination before you purchase insurance.

• 28
  Oct
  2009

• dental insurance in worldwide coverage

  
  Filed Under: FAQ
  Author: Guest

Q: i would like to ask if dental insurance is covered in the international insurance

A: Many of the international insurance plans have the additional option of dental insurance. After you get a quote you will see the option of adding dental insurance on some of the plans. Please call us at 877 593 5403 to learn more

• 28
  Oct
  2009

• Student Insurance Doesn’t Find Place in New Reform Bill

  
  Filed Under: Blogging
  Author: Blog Writer
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A new report released by the Lookout Mountain Group, a non-partisan group researching impact of healthcare reforms on students, says that the new healthcare reform proposed by the U.S. Senate has left out college and university-sponsored health insurance plans, which may leave a huge gap in student health insurance coverage. College insurance plans now offer international student insurance as well as plans for American students.

The healthcare reform bill, which is being considered by the Senate, classifies insurance plans into employer-based group plans and individual plans. College insurance plans do not fall into either category, the group notes. This might result in more students opting for “emergency only” insurance or going without insurance, both of which are dangerous.

However, several short-term health insurance plans are comparable in coverage and cost to college-sponsored health insurance plans. While it is not clear what benefits international students can expect under the new healthcare reform bill, options for insurance abound under the current scenario itself.

When looking for insurance outside the college, students must look for benefits such as regular check-ups, a wide PPO network, coverage for mental health and chronic conditions, as well as an A.M. Best rating of A or A+. This must be in addition to the emergency medical treatment benefits of the plan. Going without insurance should never be an option.