• 31
  Dec
  2009

• Insurance Ensures Mission Happiness Gets Off to Good Start

  
  Filed Under: Blogging
  Author: Blog Writer
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For missionaries serving in remote places, the season is too full of activity, and missionary insurance can go a long way in helping deal with some of the fallout of the extra busy season. Special coverage helps missionaries with the costs of falling ill, if that should occur.

For missionaries who are not celebrating with family, the week of Christmas and New Year can be really hectic (and sometimes, depressing). Typically, missionaries visit several villages and towns around the season, spreading the idea and joy of Christmas to one and all. Those on missions double up as Santa Claus, elves, and sometimes, the preacher as well.

A typical “working” day can last for over 12 hours up to Christmas. Even after, the activity is only somewhat lessened, as missionaries need to visit villages that were left out, and with accounts and other housekeeping activities of the Church occupying a lot of time. All this activity, unfortunately, makes for higher susceptibility to infection and illnesses.

Adequate missionary insurance, with consultation and prescription fees covered up to 100% outside the United States, provides the perfect solution. If the illness moves beyond the “home remedy” stage, it is always best to travel to the nearest hospital and get checked out. It is very important that missionaries save their receipts and other information, to enable better reimbursement.

• 30
  Dec
  2009

• Travel Medical Insurance: What Kind to Choose?

  
  Filed Under: Blogging
  Author: Blog Writer
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When you dream of a vacation on the beach, you should automatically factor in international medical insurance as well. Insurance will help protect you against unexpected healthcare costs. If traveling with family and children, this becomes all the more important.

However, the kind of insurance that you purchase will depend on a few factors. Is your travel itinerary dependent on making each stop on schedule, or are you planning to play it by ear? If the latter, then you can purchase medical insurance without trip cancellation benefits.

If, on the other hand, your return home on the planned date is of utmost importance, or if many of the reservations are non-refundable, then you would want to purchase trip cancellation benefits as well. When purchasing trip cancellation benefits, be sure to check the clauses and conditions that it covers—else, you might want to add “Cancel for Any Reason” coverage to your plan.

The duration of the plan will also determine whether you want to purchase long-term insurance or short-term insurance. While short-term insurance can be purchased for up to 24 months, it does not cover preventive medicine and pre-existing conditions. So, if you’re planning a trip for more than six months, you might want to consider purchasing a long-term medical insurance plan.

• 29
  Dec
  2009

• New Year, New Insurance for Students!

  
  Filed Under: Blogging
  Author: Blog Writer
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As 2009 draws to a close and the new year just waiting in the wings, it is a time for retrospection and celebration for all! This is especially a great time for international students, who have their first long break of the academic year right about now. It is also the time one can consider purchasing better international student insurance if the student has the default college-sponsored plan.

While first enrolling in college, the international student typically checks off the default insurance option, which offers limited coverage. Oftentimes, better coverage can be purchased privately, at lower cost to boot. This is the perfect time for international students to research insurance options.

Students must remember to also purchase adequate insurance for their dependents, and if required, choose a plan with maternity coverage. Some plans also cover pre-existing conditions, and they might be worthwhile looking into as well.

All in all, the time is right for students to look for alternate insurance. Also, if the student already has purchased insurance for a whole year, it might still be possible to cancel the plan with little or no penalty. It’s a great time to save money—the new year!

• 28
  Dec
  2009

• Liaison Offers Majestic Insurance for Itchy Feet

  
  Filed Under: Blogging
  Author: Blog Writer
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If you’re traveling abroad for business or pleasure, the Liaison Majestic international travel health insurance can suit your insurance needs abroad. The plan is administered by Seven Corners, and underwritten by The Insurance Company of the State of Pennsylvania.

Liaison Majestic offers several plans, with 4 maximum benefit amounts to choose from. The deductibles also range from $0 to $2,500. The plan is suitable for travelers visiting the United States, and for U.S. citizens traveling abroad. The benefits vary slightly in each case. The plan is reputed, and offers a host of features to make signing up and reimbursement of expenses easy.

The plan covers hospitalization, outpatient care, emergency dental treatment, emergency medical evacuation/repatriation, trip interruption, accidental death and dismemberment, ad common carrier accidental death. The plan also offers repatriation of mortal remains, as well as home country coverage.

A unique feature of the plan is the waiver of pre-existing conditions clause, in which U.S. citizens traveling abroad can be covered for up to $20,000 for pre-existing conditions, subject to conditions. Foreign nationals visiting the United States also receive some benefit for hospitalization due to a heart attack or a stroke. With Liaison Majestic, you can hold you head high when traveling, secure in its coverage.