• International Insurance Blog

  • Wednesday, May 16, 2012



Let's say you've set foot in Cairo, and cannot wait to check out the Pyramids of Giza. It’s warm and the smells are awesome, and you have international travel insurance, so all’s good. Things will work out just the way you planned as long as you follow certain precautions.

First things first, ensure that you take it easy. Travel is inherently linked to stress, and you want to be fit and ready to enjoy different places and cultures. Also remember jetlag: You can either pop a pill to manage jetlag, or time your sleep during travel in such a way as to avoid it.

Plus, there are the usual tips to avoid using that travel health insurance: drink only bottled water and ensure that you make it as difficult as possible for infections to affect you. Also, ensure that you have your regular medication as prescribed.

If illness strikes you in spite of all these precautions, remember: Your insurance may not cover local systems of medicine. If you’re traveling in India, for instance, and are tempted to try the local Ayurvedic medicines for treating your condition, check whether your plan covers it (if you need it to be covered). Also note that although Ayurveda may be very effective, any complications that arise after such treatment might not be covered by your policy.
A visit to Berlin is incomplete without a visit to the Pergamon. To enjoy the museum, you must remain healthy, and international travel health insurance goes a long way in that department. But the trip actually starts when your airplane leaves the runway. You want to make sure that you are insured enough—perhaps with international flight insurance—that your mind is at ease.

The actual travel can actually be quite dreadful and can bring about some symptoms of illnesses. Unfortunately, this is also the most ignored part of the trip in terms of health. To stay healthy, pack a basic medicine kit in your carry-on luggage. Also ensure that you walk around the airplane from time to time.

Also, if you will be traveling to a different time zone, ensure that your trip is not too impeded by jet lag. Budget a day to recover from it. Think about life and flight insurance. Most plans offer AD&D, repatriation of remains, and emergency evacuation benefits. Some plans, such as Travelex Flight Plus, also cover limited emergency medical expenses for illnesses suffered during a flight.

However, not everyone will benefit from flight insurance, and it is best to check the level of coverage the airline provides. Be aware that the insurance provided by the airline typically features many caveats. As always, please read the fine print before purchasing any insurance policy.

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International Medical Insurance - Short Term
International Health Insurance - Long Term
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