• 25
  Sep
  2009

• Swine Flu and Your International Travel Insurance

  
  Filed Under: Blogging
  Author: Blog Writer
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You are just days away from that dream international vacation, and news hits you. In that weird way that pandemics work, your destination is in the midst of a swine flu pandemic. How do your international travel health insurance and international medical insurance work in this case? Will you lose the money, or is it business as usual?

The answer, really, is in the type of international travel insurance you have purchased. It also depends on your government’s stand on travel to the destination. If you purchased “Cancel for Any Reason” coverage, then you should be refunded for any cancellation. “Cancel for Any Reason” is usually provided as an optional benefit in plans like Travel Insurance Select.

Also, let’s say that the U.S. government advises against travel to the destination for non-essential reasons and you go ahead anyway. You then fall sick (and this does not just apply to swine flu) at the destination. In this situation, your policy may not cover even your basic medical expenses.

However, if there is no warning against travel, and yet you don’t want to travel because of the flu, your trip may not be covered, unless you have purchased “Cancel for Any Reason” coverage. Once again, just check the terms and conditions of your international travel insurance policy before buying it, especially if you are planning a trip now.

• 24
  Sep
  2009

• Frequent International Travel Need Not Mean Frequent Insurance Applications!

  
  Filed Under: Blogging
  Author: Blog Writer
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With international markets opening up like never before, it is quite common to see people traveling to and from the United States for business in large numbers. Businessmen, especially small entrepreneurs, travel abroad frequently, and sometime with little or no notice.
In this situation, there might not be enough time to apply for and purchase insurance every single time. It is also a bother that busy businesspeople and their secretaries can do without!
If you are one of those entrepreneurs, the solution you are looking for may be the . It offers a very handy frequent traveler option, which allows you to specify a fixed number of days for coverage in a 12-month period, without the need to apply for a new insurance policy every single time, and with the extra benefit of cost savings, because you only pay for the time you are outside the country.
If you are working for a company that is sending you abroad, check international insurance details with your employer. If you have concerns with the level of coverage that your company provides, bring it up. If you’re planning rock climbing when abroad, add the appropriate coverage. With business meetings and contracts to be won, the last thing you want to do is have to worry about your health!

• 23
  Sep
  2009

• It’s All Magical, but Remember Your Insurance

  
  Filed Under: Blogging
  Author: Blog Writer
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After the “Will You” and the “Yes!!!” wedding planning is on in full swing. But here’s something that’s often missed out even by the most conscientious of wedding planners: short-term medical insurance for the international honeymoon. Yes, your honeymoon fantasy does not include violent throwing up or high temperatures, but short-term international medical insurance just makes common sense. Here are some tips on making the honeymoon worry-free:

1. Do some research and check whether your current insurance covers you in your honeymoon destination, and to what extent. Especially check for emergency evacuation limits and guarantee of payment.

2. Check out your destination. Is it a place where safe drinking water is not an issue? Has the country been in the throes of an infectious disease recently? Decide your international insurance limits based on that. Our company works with reputed international insurance plan administrators to remove concerns over coverage.

Once you’ve decided to get insurance (and you should), compare rates by different companies, but don’t go crazy over it. Remember: You have tons more planning to do! Several online tools for international travel insurance will let you do this from the comfort of your home (or office)! And now, here’s the most important part: Be sure to enjoy your honeymoon!

• 21
  Sep
  2009

• Travel Insurance for Today’s Aviation

  
  Filed Under: Blogging
  Author: Anupama
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When people ask me why travel insurance is even necessary, I ask them to just think back to recent newspaper headlines. In just the first six months of 2009, 444 fatalities have been reported in airline disasters. It’s not just about the fatalities, though: Research shows that airline travel insurance is not sufficient in most cases. Makes you think, doesn’t it? It’s not something you want to leave to chance.

Make no mistake: Whether you are travelling short distances (“It’s only L.A. to Mexico”) or longer distances, international travel insurance is a must. While airlines provide basic insurance for travel, it often falls short of optimum insurance.

Check the fine print of the travel insurance that your airline provides. Ask all the questions that seem pertinent, even if they are things that seem like remote possibilities: If the flight is delayed, how will I be compensated? What happens if I’m injured during a stopover? Am I covered? In the unfortunate event of a fatality, will the airline pay for repatriation of remains?
Most often, you’ll find that the airline does not pay for most expenses, and when they do, the compensation is woefully inadequate. Look at insurance for international travel from reputed companies, and make an informed choice.