• International Insurance Blog

  • Wednesday, May 16, 2012

When people ask me why travel insurance is even necessary, I ask them to just think back to recent newspaper headlines. In just the first six months of 2009, 444 fatalities have been reported in airline disasters. It’s not just about the fatalities, though: Research shows that airline travel insurance is not sufficient in most cases. Makes you think, doesn’t it? It’s not something you want to leave to chance.

Make no mistake: Whether you are travelling short distances (“It’s only L.A. to Mexico”) or longer distances, international travel insurance is a must. While airlines provide basic insurance for travel, it often falls short of optimum insurance.

Check the fine print of the travel insurance that your airline provides. Ask all the questions that seem pertinent, even if they are things that seem like remote possibilities: If the flight is delayed, how will I be compensated? What happens if I’m injured during a stopover? Am I covered? In the unfortunate event of a fatality, will the airline pay for repatriation of remains?
Most often, you’ll find that the airline does not pay for most expenses, and when they do, the compensation is woefully inadequate. Look at insurance for international travel from reputed companies, and make an informed choice.
Little do we know about the life of seafarers who are away from their family for almost 6 months in a year, isn’t it? I sometimes wonder about the nomadic lifestyle of the Marine Captains and Crew Members. Though, they get to travel to a lot of beautiful destinations, it comes with its own unique set of problems. The constant change in the weather, the rains and storms can take a toll on their health. Not to mention the looming threat of being attacked by the modern day pirates.

One would think that professional crew members might find it hard to get adequate medical coverage due to their continuous movement from one country to another. Not really. There are various options - one among them being - Global Crew Medical Insurance - a plan offered by International Medical Group (IMG). It's a complete international health insurance plan designed specifically for marine crew members.

The plan offers lifetime global coverage up to $5,000,000 with two options: coverage around the world or coverage excluding U.S. & Canada. Benefits such as 24 hours accessibility, emergency medical assistance, global healthcare benefits and elimination of the global hindrance of time, currency and language are worth mentioning.

Your war against health problems can readily be taken care of by Global Crew Medical Insurance!
I know there are thousands, like me, who enjoy traveling, but restrain themselves when they think about medical help abroad. The number of travelers; students, businessmen, visitors etc are steadily increasing. However, a very few of them are aware about the different types of international insurance plans available worldwide.

Whatever your reason may be to leave the country, go with the security of a good international travel health insurance policy, which will follow you wherever you go. Reside Worldwide Medical Plan is one such plan that covers you at home as well as allows you the privilege to seek medical help anywhere in the world.

The Reside Worldwide Health Insurance is available for any U.S / Non-U.S citizen who is at least 15 days old and has not crossed the age of 74. However, the insured person must either be outside US or at least plan to leave the US within a month of the policy’s effective date. The plan also offers coverage for the first 2 dependent children under the age of nine if both the parents are covered.

It is your responsibility to retain all records regarding travel history, age and status while traveling. You should be able to provide any documentation to the administrator in the event of any mishap, which I pray should never happen!
Studying abroad is what you may desire to enrich your career. But have you ever thought of making your stay abroad healthy and safe? While you spend thousands of dollars on your academics, an extra dollar spent for international insurance may help you find and pay for superior health care assistance all around the world.

Safely pursuing higher education with good health abroad, is a concern for thousands of U.S. students. Hence, you need to have a perfect international student insurance plan that can offer valuable services abroad. The U.S. Student Abroad health plan is an ideal example of comprehensive and competitive international insurance plan for U.S. students studying abroad.

The U.S. Student Abroad health plan is comprehensive in terms of value and services offered; such as convenient customer service, finding a good doctor, repatriation and medical evacuation, pregnancy coverage etc. It also provides coverage for auto accidents and evacuation..

Every facet of U.S. Student Abroad health insurance plan is designed to meet the needs of a student studying away from home. This insurance plan is a must have for a U.S. graduate or scholar, traveling outside to pursue international education.

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