• International Insurance Blog

  • Wednesday, May 16, 2012

Did you know that there are approximately 1,300 U.S. doctors who have complaints lodged about them regarding their “poor care” practices? And when you think about traveling overseas where there is no proper monitoring system for doctors like in the U.S., how can you tell if you are getting the right treatment? Once again, here is a classic example of why international travel health insurance is important. International medical insurance providers will have accredited facilities and doctors on their roster that have gone through the stringent verification and regular monitoring. Thus, you know that the doctor in front of you is reliable, knowledgeable, and without pending legal cases to take care of.

In the case of the 1,300 plus doctors, this is a figure that spans almost 20 years which is a pretty good record for a country as large as the U.S. There are consumer groups that keep tabs on these complaints and make sure that they are addressed and resolved in the right places.

It is hardly ever the same with more than 50% of other countries. If you do not know anyone in the country you are visiting, then you’re practically at the mercy of the attending nurse and doctor in the emergency room. This isn’t to say that they are not qualified, but why gamble with your life when you can play it safe with a good insurance provider?

If you are planning an international trip this year and think that your credit card offer for travel insurance is sufficient, you’re wrong. In fact, you should be wary of these so-called freebies from any credit card company. They have fine print so small on the terms of the policy you could very well miss the salient points. For instance, international travel insurance with credit card companies is limited and does not cover any kind of medical emergency or recovery treatment. It’s like getting a first aid security which is something you can easily get in any airport, bus terminal, or ship port.

It would far more ideal to rule out the credit card company and just go straight to the insurance company or agent. It takes away one step in making claims because you will get an insurance card which validates your policy, and the phone numbers there take you straight to processing phase.

However, if you are still going ahead with relying on your credit card company to provide you with insurance, then make sure you get the details right. Find out the coverage and how to activate the insurance. Ask about what would happen if your credit card is rejected on a transaction and if this will affect your insurance. It happens especially during international travel that restaurants, hotels, or other establishments deny a transaction temporarily as a safety measure. You can avoid this by informing the credit card company that you will be traveling overseas, so they can expect charges to come in suddenly from a place where you’ve never used the card before.

This is not a gender issue, but truly women have special needs and when they travel, it becomes more pronounced. For this reason,international travel health insurance makes so much sense. Confused? Here’s why they need special care:

Women Never Travel Light

Make-up kit, toiletries, clothing, shoes, bags - you name it. Women have to have a selection and all the necessary tools to look good. To get an idea of what this means, just go over a woman from the top of her head to her feet. Every part that you can see will be something she thinks of daily. Don’t laugh at her extra luggage, it’s what makes her adorable and allows her to feel beautiful. Be scared if she does lose something in transit - it will upset her balance and take her time to adjust to the lose,  however temporary it may be.

Women Have Health Issues That Can Cramp A Vacation

From the monthly menstruation to infections from lack of hydration, women will be prone to certain discomforts that can make vacations plans put on hold for a day or two. With the international travel health insurance, she can get the medication she needs and not have to worry about menstrual cramps or hot flashes.

And as if you didn’t know women have a list of ceremonies that have to follow before they go to bed. If they skip one step, it can be disastrous. For instance, they will want to know about cleanliness, hygiene, and even if the water is purified.

These are just of the reasons why women need that extra protection insurance can provide. It’s not just for their peace of mind but for everyone traveling with her. Needless to say, not all women are like this, but it is not uncommon.

According to hundreds of medical experts, the world is moving at a pace too fast for anyone to keep up with. During these next two months alone, events are unfolding all over the world. Whether you plan to stop working and relax at home or travel to an international destination, you will need international medical insurance. You will need to take some time out to have fun and enjoy life.  Work will always be there, waiting for you. Consider traveling to any of these places to rejuvenate.

In the Devon, UK a new type of family festival will be held from Aug 11 to 14. It will features family-oriented activities and shows like giant origami, willow, weaving, raft building, zip wires, and doodling for children.

In Quebec, the new Le Train du Massif de Charlevoix will be open to passengers traveling from La Malbaie and Quebec City. You will enjoy a beautiful scenic route to mountain resort of Charlevoix. All happening in September.

If fireworks enthrall you, then you might be interested in a short 4 day vacation trip to
Scheveningen Pier in the Hague. This will be the sight of the Scheveningen International Fireworks Festival in mid-August. The competition is intense and features the participation of different countries like The Netherlands, Belgium and several other countries. It is a spectacular display of pyrotechnics dancing to music in an effort to bring home the trophy. Last year, Belgium won before a record number of spectators. The organizers are expecting even more people to come to watch this year’s amazing display.

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