• International Insurance Blog

  • Friday, February 23, 2018

Unfortunately, hurricane season is fast approaching. This annual problem causes havoc for coastal residents around the world and hurts tourism business as well. If you are planning a trip to an area that has historically been hit by hurricanes or could potentially be hit by them, you will want to make sure you buy international travel insurance including trip cancellation coverage.

A hurricane can hit with very little warning, so it is possible that you could book a vacation to an area only to find out a few days before your scheduled departure that it is a target for a hurricane. Airline and hotel policies regarding re-booking plans have become increasingly strict, so cancelling or re-scheduling may not be a viable option for you.

In that case, you will have lost your entire vacation investment. Depending on how long your planned stay was, that could easily total several thousand dollars. Who has that kind of money to lose in this difficult economic climate?

International travel insurance offers optional trip cancellation coverage that will help you recoup your investment in the event you choose to cancel your plans. You can cancel for any reason, and you can even get reimbursed on non-refundable flights. If you are traveling toward an area that may be affected by hurricanes, it is an essential investment.

As people around the world prepare for summer vacations, there are a few things you can do to make certain you make the most of your budget while planning. For instance, buying international travel insurance can be a great money-save. It can save you lots of money on medical care should you need it during your trip. It can also save you on the cost of cancelling flights due to personal or professional issues, if you include a trip cancellation policy. Life is unpredictable, with injuries and illness striking when you least espect it. If you are not prepared for that fact, you could find yourself out thousands of dollars.

A second way to save money on your travel plans is to research prices online. By researching online first, you can compare prices from many different travel providers to find the best deal. You can look at prices from travel agents, individual airlines and hotels, and from services that offer to beat the best price you can find. This is a great way to make sure you don’t pay too much for air, hotel, or event tickets.

You can also save money when planning an international trip by joining frequent flier programs. Not only can you earn perks like free flights from these programs, but many also have partnerships with hotels, restaurants, and other businesses you are likely to encounter when traveling, so you can get discounts at those establishments as well. These programs are free to join and they can really save you a lot of money.

Finally, sign up for email alerts from airlines and hotels. These will feature special offers that may not be available anywhere else. These promotions can save you quite a bit of money, especially if your travel plans are flexible as these are often announced on short notice. Companies are eager to build databases of customers’ email addresses, and they are happy to give you great offers in exchange for yours. So remember to look online, sign up for email alerts and frequent flier programs, and protect your travel investment with international travel insurance.

In what can only be described as an unpredictable turn of events, Iraq has become a somewhat popular tourist destination. If you find yourself considering a visit to this country, make certain you purchase international medical insurance.

When most people think of Iraq, they think of the ongoing danger resulting from the U.S.’ military involvement. While efforts to rebuild the country are underway, it is still a dangerous area.

According to a CNN.com story reporting this new trend, the allure for visitors who now have direct flight access from many countries including the U.K. and Germany, is to see ancient cultural history and to explore a dangerous land. It is certainly not the typical vacation in Paris or London.

But with that adventuresome appeal comes the very real possibility of physical harm as fighting still occurs in the country. As a tourist, you could be caught in this, which means you need to make sure you are protected with international medical insurance. This will allow you access to skilled doctors at affordable rates.

Jamaica has long been a popular tourist destination thanks to its beautiful beaches and interesting culture. But a recent increase in the probability of violence in the country has prompted the U.S. to issue a travel alert for Jamaica. So if you are booking a trip to the country, make certain you protect your investment with trip cancellation insurance.

According to CNN.com, criminal gang activity has increased in Jamaica, and the government is readying troops to curb these criminals. This makes for a potentially very dangerous scenario for citizens ans tourists alike.

As such, you may no longer feel comfortable staying in Jamaica. But cancelling airfare and hotel accommodations can be quite costly, as most airlines and hotels do not offer refunds or substitutions.

However, if you have added trip cancellation insurance to your international travel insurance policy, you can cancel trips for any reason with as little as 24 hours notice, without incurring penalties. You can be reimbursed for the cost of your flight and hotel, and this even works with non-refundable flights. The situation in Jamaica makes it important to protect any travel investment you may make in the country, and the best way to do that is through trip cancellation insurance.

For years, the state of Arizona has served as a battleground for debate around the topic of U.S. immigration reform. A new law in that state is drawing heavy criticism for its potential treatment of immigrants, and the immediate backlash may wind up having a long-lasting impact on international tourism in the area.

The law allows Arizona police officers great freedom in how they treat suspects whom they believe may be illegal immigrants, and many consider the law to essentially sanction racial profiling. This law is sure to make both legal immigrants and naturalized citizens feel more uncomfortable traveling through the state. Certainly no one wants to think that he or she may be the victim of a racial agenda.

The law is already impacting travel within the U.S., as many groups have enacted boycotts against businesses within the state, including the local sports teams. These boycotts are meant to draw attention to the law across the country, and it's not hard to imagine this effort soon extending internationally.

International travelers may look to begin to bypass Arizona on business ventures or even on connecting flights. The hope in such efforts is that awareness of the unfairness of this law can be raised, not only through media coverage but also by affecting the state's financial bottom line, which for most governments is the top priority. It will be fascinating to see how this law continues to impact both local and international travel and tourism.

Perhaps the bleakest picture of the global economic crisis is playing out in Greece, where financial woes have hit citizens so hard that rioting has occurred in the past few weeks. Greece has traditionally been a beloved tourist destination, thanks to its rich cultural history and its beautiful landscapes. However if you are planning a trip to Greece this spring or summer, be advised that you should consider international travel insurance.

While experts currently deem it safe to visit Greece, that is no guarantee that escalating tensions will not change that recommendation in the very near future. In the event that it becomes dangerous for tourists to visit Greece, it is important that you have a means to alter your travel plans without losing the significant investment you’ve made.

Many international travel insurance plans carry an option for trip cancellation, which allows you to cancel a trip on short notice and recoup the costs of your airfare, hotel accommodations, event tickets, and other costs. This way, you can monitor the situation in Greece and decide for yourself how safe you feel visiting. If you do not feel it is worth the risk, you can simply cancel your arrangements and work with your insurance company for reimbursement.

Hopefully in the near future we will see signs of an economic rebound for Greek citizens, but the immediate forecast does not call for improvement. Feel fre to follow travel analysts’ advice and book a trip, but be sure to protect your purchase with an insurance policy designed for this type of problem.

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International Medical Insurance - Short Term
International Health Insurance - Long Term
Trip Cancellation Insurance


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