• International Insurance Blog

  • Thursday, September 21, 2017

This past week, U.S. President Barack Obama signed into law a new Travel Promotion initiative that seeks to advertise the U.S. to the rest of the world as a premier travel destination. The measure is in some respects a response to international travel safety concerns, and the U.S. hopes to see an increase in international visitors. If a trip to the U.S. is on your agenda, be sure that buying international medical insurance is as well.

The plan will not only promote the U.S.'s value as a travel destination, it will also educate potential visitors on the various Homeland Security policies so that they understand the rules and regulations inherent in visiting the U.S. from another country. This is aimed at making visitors feel more comfortable with the idea of coming to the U.S. for vacations and business.

The U.S. healthcare system is structured so that you need medical insurance coverage in order to receive care at an affordable rate. Uninsured patients must pay for healthcare in full themselves, which can cost anywhere from hundreds of dollars to tens of thousands depending on the procedure. Medical insurance absorbs most of those costs, leaving native citizens to pay just a fraction.

International medical insurance will provide the same service to you. You'll be able to get the high level of medical care you deserve at a price that better fits within your budget. You don't want your visit to the U.S. marred by the high costs of medical coverage. With international medical insurance, you won't have to worry about that problem.
If you travel more than a few times a year, you likely have developed your own favorite airports. It may be because of the dining options, the shopping options, or how busy or quiet an airport is; everyone has their own reasons for preferring one airport to another. A recent study conducted by JD Power and Associates has revealed the top airports in terms of travelers' satisfaction. Try routing your next international trip through these if you want to avoid needing to use the lost luggage features of your travel insurance policy!

Detroit Metropolitan Airport topped the list, which may be somewhat surprising given the city's economic difficulties. In fact, the airport was ranked much lower (12th) on the survey only two years ago. However, the airport as commended by travelers for its high standards of cleanliness and its dining and shopping options. That's encouraging news to other struggling airports who may fear that it could take years to correct consumer perception problems.

Other airports ranking high on the list include Denver, Minneapolis, Orlando, and Phoenix. Criteria used to evaluate airports in the study included dining choices, security check-in process (obviously an increasingly larger concern these days), baggage claim, accessibility, and overall comfort level in the terminal. Airports ranking lowest included New York's JFK, Philadelphia, Miami, and LAX in Los Angeles.

You can learn more about the study at JD Power's web site. See how your travel experiences rank against what your fellow consumers report.
The United States is currently evaluating a bill that would create a tourism promotion organization. This group would encourage travelers throughout the world to consider the United States as their next travel destination, and it would also work to educate international travelers on what requirements were needed to enter the country. If you're considering visiting the U.S., you'll want to be sure to arrive with international medical insurance.

In the United States, it's important to have a health insurance policy because without one, visits to doctors and hospitals can cost hundreds or even thousands of dollars. The U.S. currently has a privatized health care system (though that may change in the near future, as this is a topic of much discussion), so not even basic care is afforded to native citizens or visitors.

An international medical insurance policy will absorb the high costs of coverage, leaving you to pay only a fraction of the bill out of your own pocket. You'll simply pay a small premium which will be determined by your age, where you're traveling to, and how long you are staying there. You'll often be able to recover your premium expenses just by using the policy one time during a visit to the U.S.

Whether you're planning a trip to the U.S. now, or you may be persuaded by the country's forthcoming efforts to market itself, be sure you arrive with an international health insurance policy in hand. Otherwise a trip to the hospital could end up ruining your vacation.
The recent Chilean earthquake is just the latest natural disaster to grab the attention of international travelers. The 8.8-level earthquake has left over 700 victims dead and has cut off utility services to many Chileans. The threat of this type of disaster is a reality in pretty much any international locale you may consider traveling to. As such, you should always strongly consider travel insurance before departing.

Travel insurance policies will typically offer, either as standard elements or add-on benefits, travel assistance programs, which can help you communicate with friends and family in times of duress. This is extremely valuable because during natural disasters it can be very difficult to communicate through ordinary means, leaving those closest to you worried about what may have happened to you.

You may also be able to use your travel assistance features to find new flights and arrange other types of transportation if your original plans have been derailed because of a disaster. The ability to quickly, easily, and safely evacuate a country in crisis is something you quite honestly cannot put a price tag on.

While there is no way to prevent earthquakes, floods, tornadoes, and other natural disasters from occurring, you can take precautions to increase your chances of being able to let loved ones know you are ok, and of being able to get out of the affected area in a timely fashion. Travel assistance features within your travel insurance program can help make it easier to address these issues when disaster strikes.
University students across the U.S. are counting down the days until spring break arrives. A few days off gives them the chance to recharge their batteries during a difficult semester, and for many students it also means the chance to get away on an exciting vacation. If you are planning to leave the country for your spring break, be sure that you purchase a travel insurance policy.

Whether you're heading away for simple relaxation, to visit family, or to do volunteer work overseas (as many more students are choosing to do these days), your plans can often be derailed by accidents, injuries, and illness. And getting sick or hurt in another country may not just ruin your spring break, it can be a long term financial burden if you are not insured.

Without insurance, the hospital visit you make in another country could wind up costing you hundreds or even thousands of dollars, depending on what sort of treatment you need. Even something as simple as food poisoning can prove to be a costly problem if you're uninsured. But with travel insurance, your health care expenses will be covered and you will only have to pay for a fraction of your visit and prescription out of pocket.

Don't let a spring break mishap ruin your adventure. Protect yourself with a travel insurance policy and you will be able to stay focused on the rest and relaxation you need during your time away from school.
As Lufthansa pilots threaten a four day strike, many travelers could be left without flights they've already pad for. While this particular problem of striking pilots is indeed a rare one, it does underscore the fact that travel - especially international travel - is incredibly unpredictable. And because of this, it's always a good idea to purchase trip cancellation insurance.

Lufthansa is the world's second largest carrier, serving 80 countries and transporting over 42 million passengers in 2009. So a strike would threaten international travelers across the globe. Imagine holding a ticket for a Lufthansa flight this week for an important business meeting or an expensive vacation. Would you feel comfortable holding on to the ticket and hoping the labor dispute was resolved?

With trip cancellation insurance, you may be able to cancel the flight, recoup most of your expenses, and re-book your flight on another airline that is not experiencing these types of problems. You can also use trip cancellation insurance to save on costs when cancelling your flights for a number of reasons including both business and personal.

As you well know, international flights are not cheap. And as the Lufthansa problems are showing, anything can and will happen when it comes to international travel. So to make certain you are prepared to protect both your financial investment and your travel plans, you should definitely consider buying trip cancellation insurance.

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International Medical Insurance - Short Term
International Health Insurance - Long Term
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