• International Insurance Blog

  • Saturday, March 17, 2018

A life at sea is one of adventure, and adventure is often accompanied by danger. There are a great number of ways that people who work or live at sea may find themselves needing medical treatment. And because being at sea leads you to different countries, getting the medical care you need can become a complicated issue depending on where you are. Marine yacht crew insurance offers a solution to this problem.

Since different countries have different restrictions in regards to what is needed to receive medical treatment, it is necessary to have a wide-reaching and comprehensive insurance plan. Marine yacht crew insurance is just such a plan. It offers financial relief from the high costs of medical care across the many locations that your career at sea may take you.

Different types of marine coverage are available. You can choose the one which best fits your needs based on where your travels take you. After all, there is no point in paying for coverage for countries you don't need coverage in. also, you can further customize the plan to your needs by selecting from long term or short term insurance policies, depending on how long you will be at sea.

Policyholders will enjoy a variety of points of coverage. This includes coverage for prescription medications, hospitalization, doctor's visits, medical evacuation, and surgery related to the injury or illness that has occurred at sea. Also, sports coverage can be added for any hazardous pastimes you may be involved in. Those are some of the key points of coverage for short term insurance; for long term insurance, those same items are covered, plus pre-existing conditions and maternity care may also be provided.
A recent article posted on MSNBC.com offered travelers valuable tips for dealing with lost luggage. While the airline industry often cites statistics showing their improvement in this area, the fact is it is still an issue for many travelers.It can be inconvenient and quite expensive to deal with. Make sure that if you're ever the victim of an airline losing your luggage, you are protected financially with international travel insurance.

The article offers many handy tips that travelers can use, should this unfortunate circumstance strike them. It advises having your baggage tags handy when headed to report your missing luggage, It also suggests having something unique on your bags to more easily identify them. Having something that stands out will help make sure that your luggage doesn't get lost or accidentally taken in the first place, and it may make it more easy to identify later. But the best advice offered in the piece is to have international travel insurance.

This insurance will help cover the cost of replacing your luggage. Imagine how expensive it could be to lose your luggage. From the costs of replacing clothing to something as simple as personal care products, the dollars can add up quickly. Not to mention that the luggage itself is probably valuable. All told, replacing a simple piece of lost luggage can put a real dent in your travel budget.

Your insurance policy can be purchased by itself or in conjunction with added benefits like travel medical care and trip cancellation coverage. So you can customize your plan to make it as comprehensive as you need, offering you greater peace of mind on your travel. Remember, airlines may continue to improve on the longstanding problem of lost luggage, but you never know when the issue may affect you.
While everyone has paid close attention to the events unfolding in Egypt over the past few weeks, you may have missed the news that many of Egypt's tourist-focused attractions are again open. While the attractions of Egypt are certainly amazing and of great historical importance, traveling to the country for sightseeing is likely not at the forefront of most tourists' agenda. However, if you are in fact interested int planning a trip to the country soon, be sure to buy trip cancellation insurance before heading out.

According to CNN.com, Zani Hawass, Egypt's Minister of Antiquities, has announced his desire for tourists to add Egypt to their list of destinations once again in the near future. Egypt has long been a favorite location for tourists interested in seeing pyramids and intricate artifacts from the past civilizations. Those attractions may indeed lead to a spike in tourism at some point. But many travelers will understandably be quite cautious.

Trip cancellation insurance can be a great way to minimize your financial risk when planning a trip to Egypt. The harsh reality is that traveling to the country right now could be a very dangerous proposition. No tourist wants to think they are traveling into a dangerous area, and even if things seem calm at the moment, they could flare up at any time. And if problems do occur between the time you book your flight and your scheduled departure, getting a refund likely won't be an option.

But with a trip cancellation policy, you can cancel your flight without losing your entire investment. You may make that cancellation for a variety of personal or professional reasons. So if you have safety concerns, you can err on the side of caution without putting yourself into a difficult financial position.

Let's face it - as much fun as international travel is, it is not getting any cheaper. Additional new fees, the rising cost of fuel, and other factors continue to push the cost of airline tickets to new heights. And given the current global economic climate, you and many other citizens are probably less well-equipped to handle these sorts of increases that they were 5-10 years ago. So you cannot afford to waste any money when booking travel. There is one solution to this problem - trip cancellation insurance.

More often than you might realize, consumers waste money on flights. Because of personal issues, professional incidents, weather, and mechanical issues, flights are frequently cancelled or delayed by travelers and airlines alike. And a cancelled flight can cost you quite a large sum of money. You may be required to pay the full cost of your original flight, plus the full cost of a new flight (which may be quite a bit more than what you initially paid if you booked in advance or with a special offer). Are you prepared to pay an extra $1,000 because of an unforeseen incident?

Plus, with flight costs increasing, those figures are only going to grow. A recent article on CNN.com mentions increased fuel surcharges on several airlines, including Singapore Airlines, Qantas Airways, and British Airways. They state that the increases may be as high as $200 - and that is an increase on the fuel surcharge alone! That doesn't begin to factor in fees for checking luggage, or the difference in costs of booking your flight a month out vs. booking it a few days out.

So as flights and travel in general become more expensive, and individuals' financial resources stay flat or in some cases shrink, it is more important than ever to protect your travel investment with a trip cancellation insurance policy. For a low price, you can secure financial protection for your airline tickets, hotel reservations, event tickets, and other vacation components. This way, if the unforeseen does occur, a delay or cancellation will not wreak such severe consequences on your budget.
Are you one o the many Americans planning to travel outside the country for the first time? Whether you are traveling for business or pleasure, there are many things you will need to do to get ready. Researching the country you are visiting, obtaining a passport, and finding the right lodging and transportation are just a few of the important tasks on our to-do list. Make sure that your preparation includes purchasing international medical insurance. It may save you thousands of dollars in emergency medical expenses.

According to a report prepared by the U.S. Travel Association, only 30% of citizens have a passport. That number seems a bit low, especially in comparison to similar countries like Canada and the United Kingdom, in which 60% and 75%, respectively, have passports. However, the association reports that the number was only in the teens a few years ago, so it represents real progress. And it tells us that more and more Americans are venturing abroad for the very first time.

While those citizens may have great health insurance plans provided by their American employers, typically those plans can only be used in the U.S. So when they are traveling abroad, they are unprotected in the event of a medical emergency. That means they will need to pay for any doctor's visit, prescription, hospitalization, or other medical issue will have to be paid for in full from their own pocket.

For Americans who are used to paying only $30 as a coinsurance payment, suddenly facing bills of hundreds or thousands of dollars is a shock they are unprepared for. However, a solution exists in the form of international medical insurance. It allows policyholders to get health coverage abroad that is as high in quality and as affordable as they get at home. For first time international travelers, a small investment in this type of insurance could save quite a bit in the long run.
College students around the world have been settled back into classrooms for the last few weeks, and they are now likely looking ahead to a warm spring break vacation in Mexico or some other international destination. This is especially true for students in areas like the northeast United States or England, which have been hit extremely hard by snow and wintry weather. If a spring break vacation abroad is on your itinerary, be sure you leave equipped with international student travel insurance.

Hopefully your spring break vacation turns out perfectly; a memorable experience for yourself and your friends. A spring break vacation can be the perfect getaway to recharge your batteries for the rest of the semester when everything on your trip goes right. But the truth is, they do not always turn out that way. As with any type of international travel, the possibility of injury or illness is always prevalent.

In fact, spring break trips may be even more risky. For example, students often participate in sporting activities while on their vacation, ranging from a simple game of volleyball on the beach to more extreme activities like bungee jumping or hang gliding. There are inherent risks in those activities that could unfortunately lead to hospitalization. And since many spring breaks take place in countries like Mexico which offer great natural beauty but also health risks from factors like tainted water, students must be aware of potential illness as well.

While planning your break, read up on precautions you can take, including getting immunized, drinking only bottled water, and avoiding certain areas. But be aware that not every type of illness or injury can be avoided. And unless you have hundreds or even thousands of dollars to pay for health care services abroad, yo uwill need to be equipped for such emergencies with international student travel insurance.

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International Medical Insurance - Short Term
International Health Insurance - Long Term
Trip Cancellation Insurance


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