• International Insurance Blog

  • Friday, February 23, 2018

Q: My daughter plans to be abroad in France for several month, maybe a year. She has a pre-existing condition, Grave's Disease (hyperthyroid). She would like to maintain a level of health insurance. What options will work for her?

A: Pre existing conditions are typically not covered under any of the plans. However the Atlas International can provide you with coverage for an “acute onset of a pre existing condition” up till $15,000 for ages under 70 years. You can review the definition of “Pre existing” conditions in the brochure. Treatment must be received within 24 hours of symptoms.

You can purchase the Atlas America plan at https://www.zinternationalinsurance.com/buy/atlas-america-insurance/

You can review the Atlas America brochure at http://www.zinternationalinsurance.com/brochures/atlas-america-insurance/index.pdf

Please feel free to call me at 877-593-5403 with questions.

Thank you for providing us an opportunity to be of service to you!

Q: Dear Sir or Madam,
do you have any cancellation policy?
Sincerely yours
Marco Perez

A: Thank you for contacting us. If you wish to cancel a current plan please email us the policy number and date you wish to cancel. Each plan follows a different cancellation policy.

If you need trip cancellation coverage you can compare the different plans we offer at http://www.zinternationalinsurance.com/results/tripmoreoptions/

Q: I am moving to China for roughly 1 year departing near the end of April.

My height is 6'1" and my weight is 340 lbs.
So my BMI is 44.9

Will any of your policies accept me?

Thank you
Tim Brown

Please email your responce to

A: Thank you for contacting us.
We have provided a friendly insurance quote/compare facility at http://www.nriol.net/visitor-medical-insurance/ where you can compare various insurance policies, download policy brochures, obtain online quotes and also purchase policies.

The applications for these plans do not go through Underwriting. Everyone who applies for the plan gets coverage. However pre existing conditions or annual check ups are not covered under these plans. Please review the brochures for the plans available in the first column after you get a quote at the above link.

Please feel free to call me at 877-593-5403 and we will be glad to help you find the best value in terms of coverage and premium costs.

Thank you for providing us an opportunity to be of service to you!

Q: Do you cover HIV+ individuals?

A: Thank you for contacting us. International health insurance plans do not cover pre-existing conditions.

Q: i would like to ask if dental insurance is covered in the international insurance

A: Many of the international insurance plans have the additional option of dental insurance. After you get a quote you will see the option of adding dental insurance on some of the plans. Please call us at 877 593 5403 to learn more

Q: I am a international doctoral student in Louisiana Tech university. I plan to bring my wife and my new born daughter to US in 2009. May I buy the International Travel Insurance for me, my wife and daughter? Or must I buy the student insurance?

By the way, why is there a big difference in anual charges for the International Travel Insurance compared with the Student Insurance? Does that mean The International Travel Insurance offer less benefit that does the Student Insurance? Thanks very much!

A: Thank you for contacting us. You can purchase either international student insurance or international travel insurance. You can purchase any of our international insurance plans at http://www.zinternationalinsurance.com/
Student insurance plans are tailored for students and meet university requirements.

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International Medical Insurance - Short Term
International Health Insurance - Long Term
Trip Cancellation Insurance


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