• International Insurance Blog

  • Thursday, September 21, 2017

Q: What is the proof of my insurance purchase?

A: Within minutes of your online purchase you will receive a confirmatory email with details of the insurance. You will receive your Certificate number as proof of purchasing insurance. Based on your preference selected in the applictaion, the insurance plan details can be emailed to your email address on file or mailed to the mailing address on file. The ID Card will have your name, policy number, group number, coverage dates as well as insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.
You can also download the Confirmation of Coverage letter as your insurance policy proof after you have made your insurance purchase.

Q: If I take blood pressure medication on a regular basis would that be considered a pre existing condition?

A: Taking any medication on a regular basis including going to the doctor to regulate a chronic condition would classify the condition as a pre existing condition.

Q: I have made some payments for my trip but I have not purchased my flight tickets? When and how should I purchase my trip cancellation plan to cover my preexisting conditions?

A: The best time to purchase travel insuarance is right after you make an initial trip payment. Most plans exclude coverage for preexisting condition if the plan is not purchased within a specified number of days of making a trip deposit. You can estimate the expenses for your flight and other expenses you have not yet paid and include them in your quote for the travel insurance plan. If your actual expenses are very different from the actual expenses you can email us the details and we may be able to modify your covered expense amount.

Q: When must you purchase international travel insurance to get the best coverage?

A: Most international travel insurance plans must be purchased before you start on your trip. Trip cancellation plans offer additional benefits if the plan is purchased within a certain specified number of days of making the trip deposit. To receive most coverage purchase your plan as soon as you book your trip.

Q: By when should I purchase international travel insurance for my upcoming trip?

A: Most international travel insurance plans offer coverage from the day after you purchase the plan. It is always preferable to purchase international travel insurance before the start of your trip for the best coverage. The best time to buy international travel insurance is once your travel dates are finalized.

Q: Can I purchase a trip cancellation plan on my own without going through my travel agent?

A: You can purchase a trip cancellation plan by yourself. You do not have to go through your travel agent.

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International Medical Insurance - Short Term
International Health Insurance - Long Term
Trip Cancellation Insurance

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