• International Insurance Blog

  • Monday, July 24, 2017

Everyone (well, almost everyone) who has a domestic health insurance policy covering medical expenditures is aware of this: the coverage stops at the American borders. When traveling overseas people have to buy a international travel insurance to cover any medical emergencies occurring abroad.

Even with the proposed changes in the universal health insurance bill, this fact is unlikely to change. That is, your domestic insurer will still not pay a cent for anything spent outside. However, some groups are raising their voices against this policy.

When the bill can set a lofty goal of health care for everyone, people are asking, why not health care everywhere too? After all, health care is among the costliest in the US, and anyone seeking care outside the borders will actually be doing the insurer a favor by filing a smaller claim.

However, as this proposed change to cover international claims is unlikely to be incorporated in the current bill, it makes sense to not take a chance while traveling internationally. If staying for an extended period of time in a foreign country, it is always advisable to buy international medical insurance.

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