• International Insurance Blog

  • Saturday, March 17, 2018

  • Fly High Around the World, Protected by Insurance

    Filed Under: Blogging
    Author: Blog Writer

International flight insurance, with accidental death and dismemberment benefits, is a cost effective policy that pays you or your beneficiary a fixed sum in case of loss of life or limb in a plane accident. Most flight accident policies cover terrorist attacks, but exclude acts of war.

Benefits are 100% (i.e. equal to the amount insured) for loss of life, and loss of both limbs and eyes. Some plans provide for a reduction in benefits for the loss of one limb or one eye. In case of a fatal flight accident, the policy specifies the time within which, if the body is not found, the claim can be made. Benefits of a typical flight accident policy would extend to medical evacuation, repatriation of remains, emergency reunion, and political evacuation; return of minor child and 24/7 travel assistance services. Policies can be taken trip wise or for a specified period.

Flight accident polices cover you only if you fly commercial airlines. Some policies cover chartered flights and authorized domestic flights too. The flight must be operated by a regularly scheduled airline and flown by a certified commercial pilot.

Some low cost flight accident polices do not include medical benefits like hospitalization, physician visits, and emergency procedures, so you may need to purchase a separate medical insurance policy for those benefits. You can choose from a variety of flight plans such as Travelex Flight Plus, Travel Guard Flight and Liaison Traveler.

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