• International Insurance Blog

  • Tuesday, September 19, 2017

International health insurance is an excellent investment for anyone living or traveling overseas. But with any type of product or service, no one wants to pay more than they have to for it. How can you make sure you get the best possible deal on it? Here are some helpful tips.

First off, determine exactly what kind of coverage you need. Do you need a plan that will cover you for a long period of time or just a few weeks? Do you need coverage only for yourself or for your family too? Do you need a plan that covers you during basic health emergencies only, or one with more robust options like evacuations, trip cancellation, or coverage from accidents incurred during participation in sports? These are just a few of the options available for customizing your plan, and knowing which ones you really need will help you get the best overall value.

Next, there are some financial factors regarding the plan to consider. For instance, how much total coverage do you need? The more coverage you buy, the more it will cost. So if you’re looking for a way to save money, getting a lower amount of coverage can help. But be careful not to get an inadequate amount of coverage just to save a few dollars upfront. That could hurt you financially long-term. Also, consider how high of a deductible you’re comfortable with. The higher deductible you elect, the lower your premium will be.

Finally, do some thorough comparison shopping for your international health insurance plan. By getting quotes from multiple providers, you can compare and contrast to find the best total value. Try to make sure they are all quoting comparable policies so that you are making an accurate comparison. You can obtain quotes over the phone from individual agents or online from companies that specialize in this type of insurance. This is an important purchase that can save you a lot of money, so be sure to follow these steps to maximize those savings.

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