• International Insurance Blog

  • Friday, February 23, 2018

  • Global Do-Gooders Need Good Coverage Too!

    Filed Under: Blogging
    Author: Blog Writer
The Global Navigator missionary insurance plan specially created for missionaries and volunteers offers comprehensive benefits both within and outside the United States. Any U.S. citizen under the age of 75 years who resides in any of the 41 states specified can avail of the plan.

The plan effectively works as long-term insurance, providing benefits such as primary care office visits, preventative care, annual physical examinations, outpatient care, and hospitalization, ambulance, ambulatory surgery, and mental healthcare benefits including alcohol or drug abuse coverage. Other benefits include accidental death and dismemberment, repatriation of remains, and medical evacuation.

Coverage offered by the Global Navigator plan is highest outside the United States, followed by U.S. care within the PPO Network, followed by care in the United States outside the network. Global Navigator also offers group plans, in addition to the individual plans.

Exclusions include pre-existing conditions, with a look-back period of one year. However, the period can be reduced or eliminated if the applicant can prove that he/she was covered by a creditable insurance policy prior to application, with a Certificate of Creditable Coverage. For example, if the applicant was covered for four months, the look-back period is eight months only.

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