• International Insurance Blog

  • Thursday, February 22, 2018

  • Ho-Ho-Ho Travels and Insurance-II: Driving Around

    Filed Under: Blogging
    Author: Blog Writer

Holidays are here, and it’s time to keep worries about your weight away—it is, after all, the time for feasting, not fasting! If you’re traveling abroad this holiday season, remember to purchase international travel health insurance, to ensure that your holiday remains stress-free.

It’s also time to remember that holiday parties are known for heavy drinking, and it is easy to be brave and take the car for a spin. If you are unfortunately in an accident, you might be tempted to think that you are covered because your schedule of benefits covers accidental death and dismemberment.

If you are determined to have been under the influence of alcohol at the time of the accident, your policy will not cover the accident and resulting injuries. Many policies also exclude situations where the insured is involved in motorcycle riding, whether under the influence of alcohol or not.

If you will be riding a motorcycle at your destination, check that your insurance does not exclude it. If it does, you might be able to get coverage by purchasing additional hazardous sports coverage, which many plans offer. Also remember to familiarize yourself with the road rules of the destination, and to ensure that you are legally allowed to drive at the destination.

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