• International Insurance Blog

  • Wednesday, May 16, 2012



When you are purchasing international travel health insurance, you would have noticed that almost all policies include a clause for repatriation of remains. When I leave this Earth, some might say, I don’t really care where I’m buried (or cremated). Why do I even need that clause in my international travel insurance?

Almost all plans include repatriation of remains as a default benefit. When the unthinkable happens and you pass on during an international trip, remember that your body might become a matter of concern to local authorities.

Some countries do not allow cremation or burial of foreigners unless there is a statement of release. In others, paperwork and procedures for the same can be cumbersome and daunting. Your next of kin will probably be required to take care of all the procedures, and might want everything taken care of as painlessly as possible.

The repatriation of remains benefit takes care of all the formalities. Remember that the procedures may be longer and worse if the death is ruled a murder or suicide. Also, some policies do not cover repatriation if death occurs due to pre-existing conditions. Check that with your insurance company. It is also a good idea to let your next of kin know about the benefit before you depart on your trip.

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