• zInternationalInsurance Blog

  • Thursday, September 09, 2010

Traveling abroad to spread the word of God can be fulfilling work. It’s important to take care of one’s health especially when undertaking missionary work. Often, missionary insurance is provided by the ministry that organizes the mission. Sometimes, you will have a choice to opt out of the program and choose one that fits your situation best.

Missionary insurance come in many types. Short-term missionary medical insurance covers you for short periods of time. The benefits are similar to short-term health insurance plans in the United States, but the plan works overseas. Long-term missionary health insurance is for missionaries who will work abroad for more than a year. The benefits are similar to regular U.S. health insurance.

The most common type of insurance for groups of missionaries is the group insurance plan, and it works similar to a regular group healthcare plan, as you would find in a company, for example. Benefits work the same way, and this is usually less expensive than plans bought individually.

Missionaries can also buy life insurance for the duration of their stay abroad, and also multi-trip mission insurance, for missionaries who make frequent trips to other countries. Ministries can also buy insurance for all their missionaries together, under a ministry insurance plan. As with every insurance plan, be sure to read the fine print and when in doubt, ask questions.

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