• International Insurance Blog

  • Sunday, March 18, 2018

  • Student Insurance Doesn’t Find Place in New Reform Bill

    Filed Under: Blogging
    Author: Blog Writer
A new report released by the Lookout Mountain Group, a non-partisan group researching impact of healthcare reforms on students, says that the new healthcare reform proposed by the U.S. Senate has left out college and university-sponsored health insurance plans, which may leave a huge gap in student health insurance coverage. College insurance plans now offer international student insurance as well as plans for American students.

The healthcare reform bill, which is being considered by the Senate, classifies insurance plans into employer-based group plans and individual plans. College insurance plans do not fall into either category, the group notes. This might result in more students opting for “emergency only” insurance or going without insurance, both of which are dangerous.

However, several short-term health insurance plans are comparable in coverage and cost to college-sponsored health insurance plans. While it is not clear what benefits international students can expect under the new healthcare reform bill, options for insurance abound under the current scenario itself.

When looking for insurance outside the college, students must look for benefits such as regular check-ups, a wide PPO network, coverage for mental health and chronic conditions, as well as an A.M. Best rating of A or A+. This must be in addition to the emergency medical treatment benefits of the plan. Going without insurance should never be an option.

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