• 25
  Sep
  2009

• Swine Flu and Your International Travel Insurance

  
  Filed Under: Blogging
  Author: Blog Writer

You are just days away from that dream international vacation, and news hits you. In that weird way that pandemics work, your destination is in the midst of a swine flu pandemic. How do your international travel health insurance and international medical insurance work in this case? Will you lose the money, or is it business as usual?

The answer, really, is in the type of international travel insurance you have purchased. It also depends on your government’s stand on travel to the destination. If you purchased “Cancel for Any Reason” coverage, then you should be refunded for any cancellation. “Cancel for Any Reason” is usually provided as an optional benefit in plans like Travel Insurance Select.

Also, let’s say that the U.S. government advises against travel to the destination for non-essential reasons and you go ahead anyway. You then fall sick (and this does not just apply to swine flu) at the destination. In this situation, your policy may not cover even your basic medical expenses.

However, if there is no warning against travel, and yet you don’t want to travel because of the flu, your trip may not be covered, unless you have purchased “Cancel for Any Reason” coverage. Once again, just check the terms and conditions of your international travel insurance policy before buying it, especially if you are planning a trip now.

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