• International Insurance Blog

  • Wednesday, May 16, 2012

When people ask me why travel insurance is even necessary, I ask them to just think back to recent newspaper headlines. In just the first six months of 2009, 444 fatalities have been reported in airline disasters. It’s not just about the fatalities, though: Research shows that airline travel insurance is not sufficient in most cases. Makes you think, doesn’t it? It’s not something you want to leave to chance.

Make no mistake: Whether you are travelling short distances (“It’s only L.A. to Mexico”) or longer distances, international travel insurance is a must. While airlines provide basic insurance for travel, it often falls short of optimum insurance.

Check the fine print of the travel insurance that your airline provides. Ask all the questions that seem pertinent, even if they are things that seem like remote possibilities: If the flight is delayed, how will I be compensated? What happens if I’m injured during a stopover? Am I covered? In the unfortunate event of a fatality, will the airline pay for repatriation of remains?
Most often, you’ll find that the airline does not pay for most expenses, and when they do, the compensation is woefully inadequate. Look at insurance for international travel from reputed companies, and make an informed choice.

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