• International Insurance Blog

  • Wednesday, January 24, 2018

You planned a trip long back, booked tickets, bought international travel health insurance. Out of the blue, the long planned trip might get cancelled due to an unexpected illness or the tragic death of a loved one or even the menace of terrorism. If the trip was for pleasure, it leaves one bitter; and if it was business, it might have bigger ramifications. But, one way or the other, the money spent on tickets is lost if it was pre-paid and non-refundable.

Or, consider another scenario. You reach the destination. There is another week planned in the itinerary, but something happens and you have to come back home immediately. The already booked return ticket is useless, and you have to book a new return ticket. In other words, the trip wasn't totally cancelled, it was interrupted midway.

How to deal with these scenarios? Simple! Trip Cancellation Insurance to the rescue. It covers 100% of trip cost in case of a cancellation, and 150% in case of a trip interruption (return tickets booked at the last moments tend to be costlier).

Destruction of the Insured's property, or death of a "close" relative are among some of the many covered events. But, a friend's marriage, or your son's baseball game might not qualify. Make sure you ask and understand all the qualifying events.

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