• 28
  Aug
  2009

• Where to buy international travel insurance?

  
  Filed Under: Blogging
  Author: Blog Contributor

The travel plan is finalized, tickets are booked and you are looking for a good international travel insurance to buy. A choice now has to be made between travel insurance offered by insurance companies in your native country and those based in the USA.

It is generally a better idea to buy your travel insurance from an American company. This suggestion might seem weird considering the fact that travel insurance bought from US based companies might be a tad costlier. But, there are some valid reasons that makes this a better option

1. The local insurance companies have a wider network of doctors and hospitals which accept their insurance. Only a few of the doctors accept overseas insurance.


2. Since the payments to doctors and clinics are handled easily and directly from all major US based insurance providers, there will be an option of cashless transactions. That option might not be so easily available from overseas insurers. Usually, money has to be paid upfront to the doctor, and later reimbursement needs to be claimed.


3. If there is any clarification that needs to be sought with the insurance company, it will be easier if the insurance company is based in the US. Not really an option with overseas providers.

Keep these in mind before deciding on buying international travel insurance.

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